Terms of Use for Mirazo

Last updated: February 2026

Please read these Terms of Use ("Terms") carefully before using the Mirazo mobile application (the "App") operated by Björn Riepert ("we", "us", or "our").

By downloading, installing, or using the App, you agree to be bound by these Terms.

1. License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for your personal, non-commercial purposes, subject to these Terms.

2. Description of Service

Mirazo is an expense tracking application that helps users record and split shared expenses. The App stores all data locally on your device.

3. User Responsibilities

You are responsible for:

• The accuracy of the expense data you enter
• Maintaining the security of your device
• Any financial decisions made based on the App's calculations
• Backing up your data if desired

4. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that:

• The App will meet your specific requirements
• The App will be uninterrupted, timely, secure, or error-free
• The calculations provided by the App will be accurate in all circumstances
• Any errors in the App will be corrected

5. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or use
• Financial losses resulting from reliance on the App's calculations
• Disputes arising between users regarding expense splitting

Our total liability shall not exceed the amount you paid for the App.

6. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from your use of the App or violation of these Terms.

7. Intellectual Property

The App and its original content, features, and functionality are owned by Björn Riepert and are protected by international copyright, trademark, and other intellectual property laws.

8. Termination

We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the App will cease immediately.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by updating the "Last updated" date. Your continued use of the App after changes constitutes acceptance of the new Terms.

10. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to conflict of law principles.

Any disputes arising from these Terms or the use of the App shall be subject to the exclusive jurisdiction of the courts of Cologne, Germany.

For consumers residing in the European Union: You may also bring proceedings in the courts of your country of residence. Nothing in these Terms affects your rights as a consumer under mandatory consumer protection laws.

12. EU Dispute Resolution

The European Commission provides an online dispute resolution platform at: https://ec.europa.eu/consumers/odr

We are not obligated and generally not willing to participate in dispute resolution proceedings before a consumer arbitration board.

13. Contact

For questions about these Terms, please contact: